Add a USB interface directly to the plastic card, use the contactless chip to generate a one-time account number for each transaction, and pump it through USB to the PC. Voilà – a readerless OTP that doesn’t require keying of data by the user. This and other innovations are underway at Elemental Knowlege, a new company started by former exec from SIRIT and TradeWind Technologies, Doug Yeager. The card is emulating keyboard output so no drivers are required and it can work across machines or operating systems.
Elemental Knowledge makes its contactless USB card available
EKI Knoxville, TN - Elemental Knowledge LLC announces the availability of Contactless USB. The primary use for the form factor is multi-factor authentication. By simply interfacing the contactless chip on the card through USB, the device is kept at a very low cost and is able to bring significant added value to internet banking and payment.
The device features keyboard wedge emulation to deliver encrypted card data to a web browser. This allows for driverless operation and a broad range of supported operating systems including Windows, MAC-OS, and Linux. A dynamic card number or PAN is generated with every use in order to prohibit duplicate transactions. The device enables true 2-factor authentication providing data that can only come from “something you have”. “Reader On Card” (ROC) technology is employed so the interrogation of the secure element happens outside of the scope of the PC. The PC only sees the encrypted Track 1/2 equivalent data that the device sends to the PC after the interrogation.
EKI The device is also intended for contactless payment use at any number of retail merchants including Regal Cinemas, CVS drugstores, Seven Eleven, and McDonalds.
The device is available and tested. It is intended to be customized per card issuer’s request. Elemental Knowledge is currently seeking card issuers to participate in trials or full role out to customers.
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